Shekhar's Tech -Nifty intraday 30/09/2016

			T1	T2	T-3	T-4	T-5
Buy at/above	8625.8	Targets:	8644.7	8667.9	8691.2	8714.5	8737.9
Stoploss Buy:	8602.6
			T-1	T-2	T-3	T-4	T-5
Sell at/below:	8602.6	Targets:	8583.7	8560.5	8537.4	8514.3	8491.3
Stoploss Sell:	8625.8

For latest update visit : https://www.facebook.com/ShekharTechnical/

Long 1st target DONE

Five benefits of buying insurance online :

The digital era has made buying goods and services online easy and more transparent, says Parag Mathur

Gone are the days when buying insurance meant discussing your insurance needs with an advisor and then opting for the plan suggested to you even if you did not understand it fully.

Growing financial awareness and access to digital technology has meant you can now buy insurance online even if you are not a financial whiz kid.

Every insurance company offers multiple plans online along with a 24/7 helpline that can help you choose the right plan without having to worry about any mis-selling or other drawbacks associated with traditional insurance purchase.

So the next time you are seeking to buy an insurance plan, know that opting for online insurance purchase is far more beneficial and cost effective.

Here are the five major advantages of choosing online insurance over traditional method:

1. Cost benefit with lower premium

No matter how financially aware an insurance seeker is, the final cost of insurance remains a high priority on their list. Buying insurance online can help you get lower premium, making your insurance plan easier on your pocket.

Since insurance premium is something that you pay out every year, the benefits of cheaper premium hold good for your entire premium paying tenure.

If you are wondering why insurance plans are cheaper online, it is due to the absence of any intermediaries or insurance agents, and absence of advertising costs.

Buying insurance online means you are buying directly from the insurer and there are no escalated costs in between. The insurance company hands over the cost benefit to the buyer, leading to cheaper insurance plans with a lower premium.

2. Easy comparison options to get the best deal

With so many insurance companies and each company having multiple plans on offer, how do you choose the best one for your need?

The answer lies in active comparison of all shortlisted plans.

With online insurance purchase, you can easily compare pros and cons of all your shortlisted plans and then choose the one plan that offers you maximum protection and associated benefits.

3. Convenience of purchase

Online purchase comes with an ease of purchase that is unparalleled. You can buy insurance round the clock from the comfort of your home or office, or even while on the move. Insurers have an online chat module that can help you pick the most effective insurance plan for your needs.

All details of the policy you choose are well documented, allowing you ample time to study in detail and then pick the right policy as per your insurance needs.

Moreover, you fill in all personal information yourself, which means that the chances of error are much lower. Even if there are errors, the online nature of the application makes it easier to revise and update information.

With the IRDA making e-Insurance Accounts (eIAs) mandatory for several types of insurance in the near future, the KYC process also becomes one-shot, making the purchase even more simple.

4. Simple documentation and paperwork

Online purchase of insurance comes with the advantage of easy documentation and simplified paperwork. Being part of a digital purchase, your policy is serviced automatically with the documentation being managed electronically.

This means no more running around for photocopies of your ID or address proof or other documents for your insurance purchase. You can simply upload your desired KYC documentations, which are updated in real time.

Even if you are not net-savvy, the insurance company will update you on your insurance purchase using their helpline numbers, making buying insurance an easy and enjoyable experience.

5. Say goodbye to mis-selling

Insurance has been notorious for many insurance buyers being sold wrong policies in the past mostly by intermediaries just to get a higher commission. When buying insurance online, you are dealing directly with the insurance company and there are no intermediaries involved.

The insurance company helpline can guide you in picking the right policy, ruling out any mis-selling woes. With online insurance purchase, you get exactly what you see online so that you get maximum protection without having to worry about claim denials arising from mis-selling.

The digital era has made buying goods and services online easy and more transparent. Buying insurance online comes with many essential advantages apart from easy of buying and a transparent purchase system in place.

Shekhar's Tech -Nifty intraday 29/09/2016

			T1	T2	T-3	T-4	T-5
Buy at/above	8812.5	Targets:	8831.6	8855.1	8878.6	8902.2	8925.8
Stoploss Buy:	8789.1
			T-1	T-2	T-3	T-4	T-5
Sell at/below:	8789.1	Targets:	8770.0	8746.6	8723.3	8699.9	8676.6
Stoploss Sell:	8812.5

For latest update visit : https://www.facebook.com/ShekharTechnical/

Sell 1st target DONE
2nd target DONE
3rd DONE
4th DONE
5th DONE

Shekhar's Tech -Nifty intraday 28/09/2016

			T1	T2	T-3	T-4	T-5
Buy at/above	8742.3	Targets:	8761.3	8784.7	8808.1	8831.6	8855.1
Stoploss Buy:	8718.9
			T-1	T-2	T-3	T-4	T-5
Sell at/below:	8718.9	Targets:	8699.9	8676.6	8653.3	8630.1	8606.9
Stoploss Sell:	8742.3

For latest update visit : https://www.facebook.com/ShekharTechnical/

Long 1st target DONE
2nd target DONE

Shekhar's Tech -Nifty intraday 27/09/2016

			T1	T2	T-3	T-4	T-5
Buy at/above	8765.6	Targets:	8784.7	8808.1	8831.6	8855.1	8878.6
Stoploss Buy:	8742.3
			T-1	T-2	T-3	T-4	T-5
Sell at/below:	8742.3	Targets:	8723.3	8699.9	8676.6	8653.3	8630.1
Stoploss Sell:	8765.6

For latest update visit : https://www.facebook.com/ShekharTechnical/

Sell 1st target DONE
2nd target DONE

Shekhar's Tech -Nifty intraday 26/09/2016

			T1	T2	T-3	T-4	T-5
Buy at/above	8812.5	Targets:	8831.6	8855.1	8878.6	8902.2	8925.8
Stoploss Buy:	8789.1
			T-1	T-2	T-3	T-4	T-5
Sell at/below:	8789.1	Targets:	8770.0	8746.6	8723.3	8699.9	8676.6
Stoploss Sell:	8812.5

For latest update visit : https://www.facebook.com/ShekharTechnical/

Lond SL hiteed
Sell 1st target DONE
2nd target DONE

All knows 14 money lessons to create wealth ; but how many of you DO IT ?

This is a post that should be read by all those above 23. If you did not read this at 23, then read it now...!!

     Make sure that you get some other 23-year-olds also read this and see what works for whom.

1. Saving more is good. However to get rich, YOU need to invest more.

Saving is a good habit, but investing is a learnt habit which will put you on the path to financial freedom.

2. Save between 20-30 per cent of your take home salary. If you are staying with your parents, this can go up even more.

Make sure that you contribute to the household expenses, and house work.

Do save more, and invest the same as a habit.

3. Work your ass off. Doing 12 hour days and 80 hour weeks are not easy, but nothing that is easy takes you anywhere in life.

4. Work hard, work smart, but do get a hobby that creates nice big social groups -- swimming, cycling, running, cricket.

Work hard, play harder!

5. Learn money management -- and learn the advantages of simplicity, equity investing and compounding.

6. Learn the power of delayed gratification -- and teach it to your friends, siblings, parents, and kids -- as soon as you have them.

7. Tell your parents marriage and having kids is AWESOME, and you will do it by choice. These activities do not have an expiry date. Don't ever rush into it.

8. Make sure that you marry somebody financially compatible too.

9. Never ever stop learning. Education (no not the degree) is the gateway to differentiating yourself from the crowd and constantly improving yourself so you can adapt and evolve with the ever changing world. The internet has awesome stuff.

Khan Academy and Coursera are great places to explore.

If you are an Indian, subramoney dot com is a good place to learn a lot -- and there are enough links to the outside finance world. Make a start, today. Empower yourself.

10. Do something which others will love to pay you for. Create health or wealth for people.

Take away their worries. Keep them happy.

Yes, you have to make a living, but put clients' interests first. Always!

A happy client comes back.

11. Automate your finances -- EMI, phone bills, rent, electricity bills, gas bills, SIP, etc., get the routine out of the way. Be done with it.

Make sure you have auto bill pay set-up and automatically transfer funds from a savings account to an investment account on a monthly basis.

Automate your investment account in a systematic investment plan and don't get caught up in the allure of 'stock picking', 'market timing' and trying to become the next investing billionaire.

Reduce your taxes and fees as best you can. This means taking a long-term perspective with your investments (at least 60 months plus) and never paying for high fee investment accounts and managers.

12. Stop spending money on useless 'stuff'!!

It's not possible that all the stuff you're buying is making you happier.

In fact, it's perhaps putting a strain on your financial budget.

It is surely POSTPONING your financial freedom.

Don't spend to impress your friends and your neighbours.

You're not winning any brownie points or gold stars for owning things you can't afford.

13. Get sensible amounts of medical and pure term life insurance. Understand first, then, buy.

14. Be as debt light as possible.

If you must borrow, let it be only for a house. That too about 50 per cent of the cost of the house, not 110 per cent as the BFSI(Banking, Financial services and Insurance) wants you to borrow.